Relação entre alfabetização financeira e atitude monetária
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2022-06-14
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Universidade Federal de Goiás
Resumo
Financial literacy is a set of knowledge, attitudes and behaviors that help people make better financial
decisions in the monetary context of their lives. Knowing the factors that affect people's attitude
towards money can help them shape themselves economically and have desirable attitudes. The main
purpose of this research is to examine the relationship between monetary attitude and financial
literacy of university students. In order to do that, a descriptive and quantitative approach was used,
using statistical methods confirmatory factor analysis and of logistic regression analysis, using
STATA software. Data collection was carried out in a virtual environment, through the availability
of professors and contact with students from undergraduate programs in Administration, Accounting
and Economics at the Federal University of Goias (UFG). To collect the data, a survey-type
questionnaire was applied in an online environment, consisting of 3 blocks of questions, totaling 78
questions, which resulted in a final sample of 182 valid answers. The results showed that only the
dimensions monetary attitude, retention time, is statistically significant in relation to the level of
financial literacy of university students, showing that those individuals who plan their financial
future responsibly monitor their financial situation. The dimensions power prestige, distrust and
anxiety were not statistically significant.
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GOMES, R. A. Relação entre alfabetização financeira e atitude monetária. 2022. 86 f. Dissertação (Mestrado em Ciências Contábeis) - Universidade Federal de Goiás, Goiânia, 2022.