Mestrado em Ciências Contábeis (FACE)

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Navegando Mestrado em Ciências Contábeis (FACE) por Assunto "Alfabetização financeira"

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    Relação entre alfabetização financeira e atitude monetária
    (Universidade Federal de Goiás, 2022-06-14) Gomes, Rafaela Avelina; Souza, Emerson Santana de; http://lattes.cnpq.br/3765687234109597; Cunha, Moisés Ferreira da; Noriller, Rafael Martins; Souza, Emerson Santana de
    Financial literacy is a set of knowledge, attitudes and behaviors that help people make better financial decisions in the monetary context of their lives. Knowing the factors that affect people's attitude towards money can help them shape themselves economically and have desirable attitudes. The main purpose of this research is to examine the relationship between monetary attitude and financial literacy of university students. In order to do that, a descriptive and quantitative approach was used, using statistical methods confirmatory factor analysis and of logistic regression analysis, using STATA software. Data collection was carried out in a virtual environment, through the availability of professors and contact with students from undergraduate programs in Administration, Accounting and Economics at the Federal University of Goias (UFG). To collect the data, a survey-type questionnaire was applied in an online environment, consisting of 3 blocks of questions, totaling 78 questions, which resulted in a final sample of 182 valid answers. The results showed that only the dimensions monetary attitude, retention time, is statistically significant in relation to the level of financial literacy of university students, showing that those individuals who plan their financial future responsibly monitor their financial situation. The dimensions power prestige, distrust and anxiety were not statistically significant.
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    A influência dos traços de personalidade na alfabetização financeira de indivíduos
    (Universidade Federal de Goiás, 2020-07-17) Tavares, Verônica Gonçalves; Cruz, Alethéia Ferreira da; http://lattes.cnpq.br/4696821747588199; Cruz, Alethéia Ferreira da; Pimenta, Daiana Paula; Borsatto, Jaluza Maria Lima Silva; Cunha, Moisés Ferreira da; Barboza, Flávio Luiz de Moraes
    Financial literacy consists of three dimensions and demonstrates the ability of a citizen to have good financial behavior, knowledge and attitudes in order to promote better financial decisionmaking throughout life and, consequently, provide well-being in relation to finances. However, psychological approaches, such as personality traits, which are uniquely attributed to each citizen, have not been considered in the analysis of this specific capacity of the population to verify how these traits influence financial literacy. The aim of this paper is to understand the influence of personality traits on the financial literacy of university students. To capture information on personality traits, financial literacy and sociodemographic characteristics, a data collection instrument was applied, containing ninety-eight questions to two hundred and thirty-seven university students from selected Higher Education Institutions (HEIs), in the region metropolitan area of the capital of the State of Goiás. To test the research hypotheses, the data were submitted to multiple linear regression analysis by Ordinary Least Squares (OLS) and, for robustness test, to analysis through logistic regression based on the Generalized Structural Equations (GSEM logit). The results showed that only the statistically significant personality traits, conscientiousness and intellect, positively affect the level of financial literacy in the sample, both for OLS and for the logistic regression based on the GSEM logit. In short, the more aware and intellectual a person is, the greater the level of perceived financial literacy or the likelihood of perceiving. As a contribution, this work brought a modern expectation of the effects of human personality on financial literacy and considering the method of logistic regression by GSEM, the results showed that the conceptual model is robust.