Relação entre alfabetização financeira e atitude monetária

Abstract

Financial literacy is a set of knowledge, attitudes and behaviors that help people make better financial decisions in the monetary context of their lives. Knowing the factors that affect people's attitude towards money can help them shape themselves economically and have desirable attitudes. The main purpose of this research is to examine the relationship between monetary attitude and financial literacy of university students. In order to do that, a descriptive and quantitative approach was used, using statistical methods confirmatory factor analysis and of logistic regression analysis, using STATA software. Data collection was carried out in a virtual environment, through the availability of professors and contact with students from undergraduate programs in Administration, Accounting and Economics at the Federal University of Goias (UFG). To collect the data, a survey-type questionnaire was applied in an online environment, consisting of 3 blocks of questions, totaling 78 questions, which resulted in a final sample of 182 valid answers. The results showed that only the dimensions monetary attitude, retention time, is statistically significant in relation to the level of financial literacy of university students, showing that those individuals who plan their financial future responsibly monitor their financial situation. The dimensions power prestige, distrust and anxiety were not statistically significant.