Uma análise sobre as novas modalidades de financiamento imobiliário

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2020-06-16

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Universidade Federal de Goiás

Resumo

This dissertation presents a discussion on the importance of Financial Mathematics and Financial Education in relation to practical everyday situations, such as when contracting real estate financing. In August 2019, a decision by the National Monetary Council changed the rules for contracting real estate financing, with this, new financing modalities emerged. We will perform some simulations of real estate financing comparing the current modalities, assessing the advantages and disadvantages of the credit lines offered. To support the discussions on financing, we will present some concepts and examples related to financial mathematics, such as interest rates, compound capitalization system, uniform series and amortization systems. Concepts and laws that regulate the real estate financing system will be presented in order to assist the reader in making strategic decisions.

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BARRA, W. A. Uma análise sobre as novas modalidades de financiamento imobiliário. 2020. 76 f. Dissertação (Mestrado em Matemática em Rede Nacional) - Universidade Federal de Goiás, Goiânia, 2020.