A educação financeira como mitigação do superendividamento: um estudo de caso com servidores públicos
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2021-05-06
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Universidade Federal de Goiás
Resumo
The indebtedness of families has been growing in recent years and this issue worsens even
more when data on the ability to pay debts of this core are analyzed. The servers, the target
audience of the research and because they have specific characteristics in their work regime,
such as stability, face relevant challenges in maintaining a healthy financial life. In this
research, we investigate the dimensions that determine the mitigation of over-indebtedness
and through data analysis it is possible to point out financial education as a solution to reduce
the damage of lack of control and resource planning. A sample of 258 participants were
interviewed and information obtained through factor analysis showed that the custom of
comparing credit options is a major factor for the success of the financial balance. The
findings are original, since it puts in the background established evidence as self-control for
the success of personal finances. The Logistic Regression technique indicated robustness of
the model that can be used for predictions in the context of Financial Education. Theoretical
and practical contributions were recorded when a questionnaire with 54 questions is validated
for debt and financial education issues.
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OROZIMBO JÚNIOR, M. L. A educação financeira como mitigação do superendividamento: um estudo de caso com servidores públicos. 2021. 72 f. Dissertação (Mestrado em Administração Pública em Rede Nacional) - Universidade Federal de Goiás, Aparecida de Goiânia, 2021.